Users can also manage their spending with a prepaid spending card and create “pockets” for different spending goals. . Rocket Money Location: Silver Spring Maryland Founders: Idris Mokhtarzada Yahya Mokhtarzada Haroon Mokhtarzada Three-quarters of consumers waste +/per month on subscriptions they don’t want. Rocket Money helps users manage their subscriptions and lower their bills. The best fintechs in online lending Applying for a loan or a credit card used to mean going down to the bank and waiting days for an approval. Lending fintechs are moving that process online and cutting down the process to hours or minutes. Fintechs are also coming up with innovative ways to make credit more accessible to a diverse range of people and businesses. . Billie Location: Berlin Germany Founders: Aiga Senftleben Artem Demchenkov Christian Grobe Julian Koster Matthias Knecht Michael Hartmann The startup is focused on B B Buy Now Pay Later services. The company offers deferred payment solutions for small online merchants. .
Nibble Health Location: New York New York Founders: Steven Greene Phil Markunas Nibble Email Marketing List Health provides a line of credit for employees to pay for health care expenses in installments. The company started private beta testing in November . . Petal Location: New York New York Founders: Andrew Endicott David Ehrich Jack Arenas Jason Gross Petal is an alternative credit card company that looks beyond customers’ credit score by using machine learning to analyze their full digital financial record including cash flow. . Prosper Marketplace Location: San Francisco California Founders: Chris Larsen John Witchel Prosper Marketplace is a peer-to-peer lending marketplace that offers personal loans credit cards and home equity. The company has over k customers. . Tala Location: Santa Monica California Founder: lender that offers micro loans to consumers and small business owners in emerging markets like Kenya and the Philippines.
The company lends m a month and has . m monthly active users. . GoodLeap Location: San Francisco California Founder: Hayes Barnard GoodLeap is a point-of-sale platform that provides consumers with flexible payment options for sustainable home upgrades like solar panels and energy-efficient windows. . Wayflyer Location: Dublin Ireland Founders: Aidan Corbett Jack Pierse Wayflyer provides fast capital to ecommerce businesses based on their financial and marketing performance. The company’s average monthly loan output reached m in February . . Morty Location: New York New York Founders: Adam Rothblatt Brian Faux Nora Apsel Morty is an online mortgage marketplace that aims to increase access to home financing and streamline the mortgage shopping process. .